Posts by luke
Why independence still matters in insurance broking, by Yutree Managing Director Laura Hancock
In May I spoke on stage at the BIBA Conference about “Broker Choices”. Having recently completed a Management Buy-Out of our independent firm, Yutree Insurance, the topic couldn’t have been more fitting. This October, I was back on stage at Broker Expo, joining the panel discussion “Broker Builders: How to Grow Without Selling Out.” At…
Read MoreUnderstanding Intellectual Property insurance in media
Why protecting your ideas, content and creations matters more than ever. In the media and creative industries, your ideas are often the most valuable part of your business. Whether you produce content, create designs, develop formats, build brands or run events, much of what you do relies on intellectual property. As digital platforms expand and…
Read MoreWhy speed, flexibility and clarity matter in underwriting
In today’s insurance landscape, brokers face increasing pressure to deliver fast, accurate solutions for clients – often with tight deadlines, limited information and an evolving risk environment. At the same time, standard markets can be slow, inflexible or difficult to navigate when a risk doesn’t fit neatly into a predefined box. That’s why speed, flexibility…
Read MoreTools in vans overnight – what contractors need to know about insurance
For many contractors and tradespeople, tools are more than just equipment – they’re essential to making a living. Unfortunately, they’re also highly attractive to thieves. Vans parked overnight are frequent targets, and the consequences of tool theft can be severe – financially, operationally, and emotionally. Here we explore why leaving tools in vans overnight is…
Read MoreConstruction risks: What brokers need to know to help their clients
Placing Contractors All Risks (CAR) insurance isn’t just about ticking a compliance box. In a sector where pressures can shift overnight, the risks facing construction firms are constantly evolving. From delayed materials and labour shortages to theft and extreme weather, brokers have a crucial role to play in helping clients protect their projects as well…
Read MoreUnoccupied property and insurance – what you need to know
If you own a commercial property, there may be times when it’s left empty – whether that’s due to renovation works, a change in tenancy, or simply between business operations. While this may seem low-risk, unoccupied properties are significantly more vulnerable to issues such as theft, fire, escape of water and malicious damage. For this…
Read MoreA broker’s guide to placing Landowners’ Liability insurance
Placing liability cover for landowners can be tricky. While land-only risks are common, they’re often misunderstood – and getting it wrong can leave your clients exposed to costly claims. From development plots and ransom strips to private woodlands and unadopted roads, land brings a wide range of potential hazards. As a broker, you need an…
Read MoreWho Needs Contractors All Risk Insurance?
Construction projects can be unpredictable. From bad weather and theft to accidental damage on site, there’s a lot that can go wrong before a job is finished. Contractors All Risk Insurance (often called CAR Insurance or Contract Works Insurance) is designed to protect the works, materials, plant and equipment during construction – giving you a…
Read MoreLiability insurance in a tight economy: Tips to help your clients balance protection with budget
When times are tough, businesses naturally look for ways to cut costs. Rising expenses, tightening margins and economic uncertainty mean that no budget line is immune from scrutiny – and insurance is often one of the outgoings put under the microscope. But while it’s understandable that businesses want to control their spending, liability insurance should…
Read MoreCyber Insurance – what businesses need to know
Cyber insurance has become an increasingly important topic in today’s risk landscape, especially following a string of high-profile cyber attacks on major businesses like M&S, Co-op, Adidas, and North Face. But it’s not just large national or global companies that are at risk. Small and medium-sized businesses are frequently targeted by cyber criminals too. In…
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