JCT 21.2.1/6.5.1 stand-alone cover now available from Yutree

Jun 17, 2019

Yutree Underwriting is a modern and dynamic independent underwriting agency offering a variety of specialist liability, property and other commercial insurance products to brokers for 600 trades. We are delighted to be adding JCT 21.2.1/6.5.1 cover to our product set.

What is JCT (Clause) 21.2.1/6.5.1 insurance and why do your clients need it?

This cover is for individuals, developers or contractors taking on a building project close to nearby properties. It protects an employer against expense, liability, loss, claim or proceedings which they may sustain by reason of injury or damage to any property caused by collapse, subsidence, heave, vibration, weakening or removal of support or lowering of ground water arising out of works undertaken on their behalf.

A prudent employer will ensure that all contractors and/or other professionals (e.g. architects, consulting engineers, etc) engaged on their behalf in a building project hold public liability Insurance to cover the risk of a claim being made against him for injury to a third party or damage to their property arising from the negligence of the contractor and/or other professionals during the course of the build. In the absence of negligence being proven, public liability cover will not respond to any such claim and, as a consequence, the employer could be left to face a substantial financial claim against them without the protection of an insurance policy. Under the terms of a JCT contract, the contractor may be required to effect and maintain a joint names JCT 21.2.1/6.5.1 insurance policy. The contractor will be responsible for paying the premium and complying with any policy conditions that apply, but the cover provided by the policy is solely for the benefit of the employer.

We can consider any size of contract and can provide cover for limits of indemnity of up to a £5m any one claim (larger limits can be considered on referral). Premiums start from just £500 with cover from an A rated insurer, so whether the contact is a simple residential refurbishment or a more substantial development project, Yutree can help.

Please contact the team on 01638 660651 for more information or send enquiries to underwriting@yutree.com. Please click here to download a quote form to present the information on if you would find it useful. We look forward to hearing from you.

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